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Home > Business > Personal Finance
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| December 27, 2003 |
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Making the right investment move in 2004
MIPs are best suited for investors who are risk-averse and would like to have a tiny component of equity in their holdings purely to boost their returns.
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| December 20, 2003 |
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Stay balanced, it works!
With all the euphoria in the equity markets, there seems to be a mad rush to invest in diversified equity funds.
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| December 19, 2003 |
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Why pension plans are a must
Pension plans purport to provide for an individual at a stage when he/she is presumed to be inept of earning his/her livelihood. Hence the savings need to be planned, managed and executed with an extra degree of caution.
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| December 17, 2003 |
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Investment consultants: Vice or advice?
Investment consultants in the country have yet to graduate to a level where they can offer investment solutions to their clients in a professional and unbiased manner.
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| December 16, 2003 |
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Funds are making hay, and overdoing it!
No doubt, the much-touted 'feel good' factor in the markets has a huge role to play in all this. But it makes one wonder if fund houses aren't getting a little opportunistic.
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| December 13, 2003 |
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Easy home loans for NRIs
Indian banks are offering home loans to NRIs quite freely. Smita Tripathi takes a look at what's on offer.
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| December 12, 2003 |
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Tax planning for all age groups
Before you start planning for taxation, you must understand that at the end of the day, it is just another investment you are making.
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| December 11, 2003 |
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Why do life insurance premiums differ?
The insurance company decides the amount of premium to be paid by each person on the basis of mortality tables, expected surplus and expenses.
Watchwords for would-be franchisees
The security of a big brand and the freedom of an entrepreneur are the two factors which make franchising an exciting business.
The idiosyncrasies of investors
Contrary to popular perception, investors do not pay too much attention to their brokers for investing in primary issues. In other words, broker tips or advice do not influence them unduly in this matter.
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| December 9, 2003 |
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Heading for FDs? Wait a while!
Exiting income funds at this stage and booking losses might prove to be the perfect recipe for disaster.
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| December 8, 2003 |
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What if your insurance policy lapses?
A lapsed policy can be revived within 5 years from the date of the last premium paid by paying up the outstanding premiums along with interest charges.
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| December 6, 2003 |
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Markets keep them guessing
Industry experts stress on the virtues of long term investing in equity markets and professional assistance.
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| December 5, 2003 |
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Let your investments float. . .
Few investors realise that floating rate funds have been a face-saving option for most of 2003, when debt markets have been hit hard by interest rate volatility.
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| December 4, 2003 |
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Risk-return trade-off works in the long term
The trade-off works on the premise that any investor who bears a higher risk is rewarded with better returns i.e. he is compensated for bearing that additional degree of risk.
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| December 3, 2003 |
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Guarantors: Read the fine print
A guarantor who guarantees repayment of housing loan is liable to repay the loan along with interest to the fullest extent, if the borrower defaults. The liability of the guarantor under Indian Contract Act is co-extensive with that of the borrower.
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| December 2, 2003 |
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The lure of 'return of premium' policies
Now there are hybrid term insurance plans available, which also offer the benefit of 'return of premium' in case the life assured were to live through the tenure of the policy.
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| December 1, 2003 |
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Equity funds: Where do we go now?
The sharp run-up in equity markets brought a lot of cheer to the investing community. However, the recent volatility has given way to skepticism, and talks of an overdue correction have made investors reassess their investment strategy.
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