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| September 19, 2024 | | Investment Lessons From Ganpati Bappa
By thinking big, working consistently, starting early, and approaching investing with a rational mindset, investors can increase their chances of achieving their financial goals.
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| September 18, 2024 | | How OCIs Are Taxed
'Any earnings, regardless of location, will be subject to Indian income tax.'
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| September 10, 2024 | | Considering An Education Loan? Read This
'With tuition fees for international students rising, education loans have become critical for bridging the gap between savings, scholarship, and full cost.'
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| July 29, 2024 | | How To Claim Health Insurance Money
Follow these steps to avoid last-minute surprises while claiming your mediclaim -- via cashless or reimbursement method, says P V Subramanyam
BEWARE Of Such Scams!
It is a tactic cybercriminals use to confine victims to their homes and scam them, explains Tamal Bandyopadhyay.
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| July 09, 2024 | | Is Your Car Insured For This Monsoon?
It is essential to have a comprehensive motor policy, and not just a third-party cover, as the latter does not protect your own vehicle.
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| May 31, 2024 | | What Is Form 26AS?
Discrepancies between Form 26AS and Form 16 can lead to an inquiry by the I-T department.
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| May 21, 2024 | | How To Verify Fake Tax Notices
Income Tax department's online tool empowers you to verify any notice or order you receive. This free service is available to everyone, regardless of whether you're registered on the e-filing portal.
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| May 13, 2024 | | Safeguard Streedhan. Read To Know More
Streedhan refers to gifts, money or property that a woman receives before her marriage, at the time of her marriage, during childbirth or widowhood, primarily from her parents, relatives or in-laws.
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| May 03, 2024 | | Beware Of This SCAM!
'Avoid rushing into any financial transactions or disclosing personal information.'
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| March 26, 2024 | | All You Want To Know About LTA
LTA can be claimed only for domestic travel and is available for two journeys within a block of four years.
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| March 20, 2024 | | Direct Vs Regular MF: Which Should You Choose?
As a prudent investor who wants to create a portfolio that will help you achieve your investment objective in a time-bound manner, Suren Kochhar explains what you should know.
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| March 05, 2024 | | Why KYC Is Important
'Clients deemed higher-risk are required to update their KYC more frequently.'
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| March 04, 2024 | | Time To Book Profits In PSU Funds?
While near-term performance is difficult to predict after a huge run-up, fund managers believe the PSU theme's prospects remain sound over the medium to long term.
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| February 19, 2024 | | How To Deal With Rising Rents
While tenants can't escape the impact of rising rentals entirely, they can adopt a few strategies to reduce the impact.
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| November 24, 2023 | | 9 Excuses People Give For Not Investing
The amazing excuses given by people who don't invest their money abound, but you would be wise to ignore them. Excuses won't help you get ahead; they can only hold you back from the retirement you deserve, says financial planning advisor P V Subramanyam
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| November 16, 2023 | | Has Your Data Been Compromised?
'Remember if there is an activity in your account, your financial institution will send you an SMS, not a WhatsApp message.'
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| October 10, 2023 | | Tips To Buy A House Through A Broker
Try to assess whether the broker has good knowledge of the prices prevailing in the area you are interested in, and is able to provide the pros and cons of various projects.
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| October 06, 2023 | | Know What's A Gift Deed?
Their downside is that the donor relinquishes all control over the transferred property, and certain tax implications may also arise.
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| September 06, 2023 | | Banks Or NBFCs? Where to Go For Student Loans?
While both institutions provide financial assistance, there are significant differences between them in terms of offerings, eligibility criteria, interest rates, and other crucial factors.
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| June 29, 2023 | | Tick Insurance Option On IRCTC Portal
Only a small percentage of passengers who traveled on the trains involved in the June 2, 2023 accident in Odisha had availed of travel accident insurance while booking their tickets online on the IRCTC portal.
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| June 20, 2023 | | Women Must Have Cover 10 Times Their Income
'If something unfortunate happens to an earning member, the family loses the crucial income which would have gone towards paying off debts, meeting the cost of children's higher education, or towards the upkeep of elderly parents.'
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| June 15, 2023 | | Trading Traps: Small Investors Beware!
Influenced by ads like 'Make money sitting at home', 'Make Rs 10 lakh with just Rs 1,000', to YouTube influencers promoting 'pump-and-dump' stocks, a vast majority of small investors who mushroomed during the COVID-19 period are losing money in reckless overtrading in the market, cautions Dr V K Vijaykumar, Chief Investment Strategist at Geojit Financial Services.
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| June 12, 2023 | | Want To Buy A Home? Read This Please!
Prospective buyers must make a well-considered decision regarding whether this is the right time to buy a house, particularly with home loan rates at near-peak levels, and the risk of job losses looming in many sectors.
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| June 05, 2023 | | What Are Dividend Yield Funds?
High dividend yield stocks usually perform well in a rising interest rate environment when investors value cash flows more.
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| May 12, 2023 | | 'Don't Stop Your SIPs!'
'Starting an SIP now and continuing with it is likely to translate into high returns over the long term.'
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| May 11, 2023 | | Buying A Joint Property? Know Tax Rules
'Individuals can consider dividing ownership of properties between related persons to ensure that the sale transactions are below the Rs 50 lakh limit and therefore not subject to TDS.'
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| May 02, 2023 | | Differing Tenures FDs: Time To Lock In
Instead of only focusing on the tenure for which the best interest rate is available, investors should also focus on their own investment horizon.
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| April 05, 2023 | | 'Avoid Pausing SIPs'
'Continue with your SIPs to get the benefit of lower average prices in this challenging market environment.'
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| March 31, 2023 | | Should you invest in long-duration funds?
'The long maturity of these funds makes them well-suited for long-term financial goals such as saving for retirement or children's education or marriage.'
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| March 17, 2023 | | Women, Take Charge Of Your Finances!
There are millions of Indian women who avoid the responsibility of managing their finances due to a variety of reasons, including cultural and social conditioning.
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| February 22, 2023 | | EMI Pinch: Explore Home Loan Transfer
While most borrowers calculate the gain they stand to make from switching to a lower interest rate, they often fail to take into account all the costs.
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| February 15, 2023 | | How Budget Will Benefit Homebuyers
Capital gains exemption limit and a steep reduction in the highest surcharge will empower the masses with enhanced liquidity flow that can be invested in real estate, points out Dhaval Ajmera.
Why Cancer Insurance Is A Must
An indemnity-based cancer plan may cover them.
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| July 20, 2022 | | Your Car Queries Answered!
Please send your queries to getahead@rediff.co.in with the subject line 'Cars' and experts from CarJasoos.com will answer your queries related to buying new or used cars.
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| June 20, 2022 | | How To Buy A Home And Repay EMI Quickly
Mail your queries to getahead@rediff.co.in with the subject line 'Home Loan Query' and we will have your queries answered by Home First Finance.
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| May 23, 2022 | | Mediclaim: What You Must Know
Sanjib Jha, CEO, Coverfox Insurance Broking, lists 5 important things to look out for when buying a health insurance policy.
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| April 28, 2022 | | Why Personal Accident Cover Is A Must!
Personal accident cover should be purchased by everyone, irrespective of age, occupation or health condition, as one does not know when an accident could occur, causing hardship to the family.
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| April 19, 2022 | | Visit A Doc Frequently? Opt For OPD Cover
Most traditional health insurance plans didn't cover the cost of such treatments earlier, but several recently launched policies do offer such coverage -- some as a rider, and a few as standalone covers, points out Sarbajeet K Sen.
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| March 10, 2022 | | Want To Invest In ESG Funds?
'Funds based on this theme offer socially conscious investors an option to invest in a portfolio that is aligned to their beliefs.'
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| February 25, 2022 | | Planning to Invest in Bonds?
If you are buying a bond to cater to your regular income needs, check the interest distribution schedule.
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| January 25, 2022 | | Know How Stock Market Gains Are Taxed
If the shares are purchased for investment, then it would be treated as a capital asset and taxed as capital gains.<br />But if the shares are bought and sold in a short duration repeatedly, then it would be taxed as business income, explains Amit Gupta.
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| January 19, 2022 | | Report All Income In Tax Returns
Failure to do so leads to incorrect filing and under-reporting of income, with adverse consequences, advises Bindisha Sarang.
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| January 03, 2022 | | Don't Be OVER-OBSESSED With Stocks
Exposure to debt funds and gold is essential even if current returns from these asset classes are low, suggests Sanjay Kumar Singh.
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| December 20, 2021 | | Getting Married? Please Read This
With the wedding season already in full swing, a few things to keep in minutes financially when tying the knot, advises Bindisha Sarang.
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| December 16, 2021 | | Be Financially Prepared For Third Wave
While the likely intensity of the third wave is still a matter of debate, wisdom lies in being financially prepared for it, advises Bindisha Sarang.
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| December 06, 2021 | | Here's How To Get Out Of Debt
If your total EMI payments exceed 35-40 per cent of your monthly income, use these strategies to avoid a Squid Game like debt trap, suggests Bindisha Sarang.
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| November 09, 2021 | | Don't get SWAYED by Past Returns
While mid-cap and small-cap funds have given category average returns of 73.3 per cent and 89.8 per cent respectively over the past year, large-cap funds' returns have been lower at 53.9 per cent, points out Sarbajeet K Sen.
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| October 14, 2021 | | How to Prevent Auto-Debit Failure
If bank and service provider are not compliant, pay manually, or give standing instruction linked to bank a/c, suggests Bindisha Sarang.
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| October 12, 2021 | | Critical Illness plan is a MUST!
Also, make sure the policy covers the cost of implants (pacemaker, stent, etc), and pre and post-hospitalisation expenses.
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| September 13, 2021 | | Want Cash at Retirement?
Do you have parents who have turned 60? You may want to forward Sarbajeet K Sen's suggestions to them.
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| July 28, 2021 | | Third Wave: Be Financially Prepared!
Postpone the purchase of big-ticket consumer durable items, recreational spending on holidays, and other such expenses unless your financial position is very secure, advises Sarbajeet K Sen.
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| July 26, 2021 | | Is it Time to Invest in Gold?
'Avoid going overweight on gold. But maintain a 10 per cent allocation via sovereign gold bonds,' Bajaj Capital MD Sanjiv Bajaj tells Sarbajeet K Sen.
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| July 06, 2021 | | Your Health Insurance Queries Answered
Roopam Asthana, CEO and whole-time director, Liberty General Insurance Ltd, will answer your queries on HEALTH insurance and AUTO insurance.
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| March 23, 2021 | | Always retrieve unclaimed dividend!
They should also opt for the auto-pay facility so that the dividend proceeds get credited into their account directly, advises Bindisha Sarang.
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| March 16, 2021 | | What you must know about EPF
EPF allows partial withdrawal to meet situations like house construction, medical emergency, and so on.
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| March 17, 2020 | | Mutual funds to buy now!
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your queries.
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| March 09, 2020 | | Explained: What is 'whole life' term insurance?
As opposed to term insurance that keeps you covered for a specific time period, opting for a whole life term plan means that you are covered for your entire life, says Santosh Agarwal.
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| February 04, 2020 | | Budget: How new tax slabs will benefit you
In an online chat with Rediff.com readers, G Srikanth, partner, GSV Associates, chartered accountants, Chennai and member of the Institute of Cost and Management Accountants, answered queries about the new income tax proposals mooted in the Union Budget 2020-2021.
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| January 30, 2020 | | Are you a moderate risk-taker? MFs you must buy
If you want his advice on your mutual fund investments, please mail your questions to getahead@rediff.co.in with the subject line, 'Mutual Fund Query', along with your name, and Omkeshwar will offer his unbiased views.
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| January 17, 2020 | | MFs you must exit, hold or buy
Omkeshwar Singh, Head, Rank MF, a mutual fund investment platform, answers your mutual funds-related queries.
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| December 24, 2019 | | Your home loan queries answered!
Chartered accountant and Sebi registered investment advisor, Harsh Vardhan Roongta, answers your home loan queries
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| December 03, 2019 | | Stocks you must sell now!
Ajit Mishra, Vice President, Research, Religare Broking, answers readers' queries on a weekly basis.
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| November 06, 2019 | | Large cap and mid cap MFs you must buy!
If you want his advice on your mutual fund investments, please mail your questions to getahead@rediff.co.in with the subject line, 'Mutual Fund Query', along with your name, and Omkeshwar will offer his unbiased views.
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| October 18, 2019 | | Buy, hold or sell: Your mutual fund queries answered!
If you want his advice on your mutual fund investments, please mail your questions to getahead@rediff.co.in with the subject line, 'Mutual Fund Query', along with your name, and Omkeshwar will offer his unbiased views.
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| September 11, 2019 | | Stock advice: Readers' queries answered!
Ajit Mishra, Vice President, Research, Religare Broking, answers readers' stock market queries. Ajit will offer his unbiased views on a weekly basis
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| August 14, 2019 | | Stock advice: Readers' queries answered!
Ajit Mishra, Vice President, Research, Religare Broking, answers readers' stock market queries. Ajit will offer his unbiased views on a weekly basis
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| June 24, 2019 | | Have money to invest? Check out Robo advisory
A robo advisor may seem like the perfect solution for those with only a small investment capital who are just starting their investment journey, says Mrin Agarwal, founder, Finsafe India.
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| May 06, 2019 | | Don't fret if credit card application rejected
Secured credit cards offer benefits similar to regular credit cards and hence an applicant should try and get a card with lower fees and more features, suggests Sarbajeet K Sen.
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| April 11, 2019 | | Want car insurance? Please read this
Educate yourself about your car insurance policy's terms and conditions before buying or renewing it, suggests Animesh Das, head of product strategy, ACKO General Insurance.
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| March 25, 2019 | | 5 investment schemes to save tax
Tax-saving investments should not be made with the sole purpose of saving tax, but should also help an individual grow his wealth, suggests Archit Gupta, founder and CEO, ClearTax.
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| March 15, 2019 | | Want an education loan? Read this
Loans are available for up to 15 years, which could lower your EMI and ease your repayment burden, advises Mohan Jayaraman.
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| March 07, 2019 | | Want to have credit score of 750 plus?
An individual with a score above this level will not only enjoy easy access to credit, but will also benefit from lower cost of loans, points out Arun Ramamurthy, founder and director, Credit Sudhaar.
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| February 03, 2017 | | Want a home loan at 8.35%?
BoB's offer of a lower home loan rate to customers with credit scores of 760 and above makes it incumbent on everyone to pay heed to this all-important number.
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| June 01, 2015 | | Know your mutual fund risks better
The new 'riskometer' seeks to help investors gauge the level of risk in a particular scheme. The new guidelines will come into effect from July 1, 2015.
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| April 21, 2015 | | Did your mutual fund manager just quit? Relax!
If a fund manager moves on to another fund or resigns from the concerned asset management company, is that a sign to sell your holdings in the fund or discontinue your SIP? Read on...
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| March 30, 2015 | | 5 major mistakes investors make
Investor mistakes are just too many and to me everything looks major. P V Subramanyam tells a few that bother and bug him as an investment advisor.
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| February 03, 2015 | | 7 more reasons why your credit card could be declined
If you ever face a situation where your card transaction is declined, it is advisable to call your bank and check with them for the cause. In most cases, unless it's a fraudulent issue, the problems will be resolved on the phone.
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| January 09, 2015 | | Money tips for your children
Sanjay Matai, a financial adviser and author, penned this advice for his son when he got his first job and first paycheque.
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| January 07, 2015 | | 10 tips to survive a layoff, financially
Have you been fired from your job recently? Or do you fear it will happen soon? Here are a few tips on how you can survive a layoff, financially.
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| September 22, 2014 | | How to make a personal budget that works
A budget is nothing but a tool to keep your spending under control and ensure that the monthly expenses are lower than your monthly income. Here are some tips on how you can make your budget work
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| August 26, 2008 | | All you should know about health insurance
Does health insurance cover pregnancy? Is there a medical cover for sexually transmitted diseases? Are there any insurance policies which take care of medical reimbursement for tax savings? Can you have two health insurance policies from different insurers? Is a floater policy better than individual policy?
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