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Home > Business > Personal Finance



Personal Finance



January 31, 2006



The more you spend, the more you earn
There is a great investment opportunity opening up in India. It is called the 'lifestyle segment.'




January 30, 2006



Tips to become RICH
No matter which life stage you are in, you have a future ahead of you and you should not leave it to chance- you must plan for it. So what are your financial goals?




January 27, 2006



Home loan rates: What you should do
Investors with a low risk appetite should opt for a 'pure' fixed rate loan. In this case, the rate on the home loan is fixed throughout the tenure of the loan.




January 25, 2006



Investment options galore for you
Tax-saving funds have a mandatory 3-year lock-in, so even if stock markets are expensive currently, they are certainly attractive over the 3-5 year investment time frame.




January 24, 2006



All about real estate & taxation
What are the tax implications when you sell property? Read on to find out.




January 23, 2006



How insurance premium is decided
Simply put, the primary purpose of life insurance is to secure the financial future of the nominees in case of an eventuality to the insured. It does this by paying a 'sum assured' to the nominees.




January 20, 2006



Taxation and home loans
When you take a home loan, what are the tax benefits that you can avail of? Read on to find out more about taxation and home loans.




January 19, 2006



12 insurance plans: A comparative study
Term plans are the purest form of life insurance. They provide a high sum assured at a relatively low cost.

Check out these insurance plans
Unit linked insurance plans are probably the hottest selling product for most life insurance companies today.

How life insurance saves tax
Premium paid on life insurance policies entitles you to tax benefits. Read on to find out more about this.




January 18, 2006



Should you invest in the Chola Contra fund?
Contemplating on investing in an equity mutual fund? Here's one with a difference.

All about tax on fixed deposits, bonds
Interest income on fixed deposits and bonds, such as 8% Savings (Taxable) Bonds, 2003, is taxable under the head 'Income from other sources.'




January 17, 2006



6 GREAT equity funds for 2006
The Personalfn Research Team combs through hundreds of mutual funds in the industry to identify the best.

All about the Fidelity Equity Fund
Fidelity's head of investment strategy defends his lengthy portfolio and explains his approach.

Mutual funds and tax benefits
What are the tax benefits available to those who invest in mutual funds? What are the tax liabilities, if any? Read on to find out. . .




January 16, 2006



All about shares and tax
What are the tax implications when you buy stocks or sell them? Read on to find out.




January 13, 2006



Should you invest in SBI Blue Chip?
Since it is a new fund offering, only time will tell how successful it is.

Infrastructure bonds: Tax party's over!
With a return of about 5.75% per annum for a three-year lock-in debt instrument, the infrastructure bond scores poorly when compared with the other alternatives.




January 12, 2006



Do you 'really' know your home loan?
Individuals need to bear in mind the actual costs of borrowing on a home loan. This will help them in their tax planning exercise with respect to investments in other tax-saving avenues falling under the Section 80C gamut.




January 11, 2006



Insure your health and save tax
A medical insurance policy should always form a part of any individual's financial planning as well as the tax planning exercise.

Save tax with Fidelity
An interesting feature about the NFO is that the AMC will absorb all the initial issue expenses; it will not pass on the cost to the investor, which is the standard industry practice. The same will reflect in the investor's return.




January 09, 2006



Small savings: Big on tax benefits!
For the purpose of our discussion, we have chosen schemes which offer tax benefits at the time of making investment under Section 80C, i.e. Public Provident Fund & National Savings Certificate.




January 07, 2006



Read here for some tax-saving tips
You can check out Fidelity Tax Advantage Fund - an Equity Linked Savings Scheme by Fidelity Fund Management




January 06, 2006



All about GREAT tax-saving funds
Do not put all your funds into a single scheme; have a mix of fund houses as well as schemes.




January 05, 2006



Art, now a big investment option
With stock markets being a gamble and savings fetching low returns, those with the extra moolah are adding art to their portfolio, in order to make more profits with less risk.

Bridge the gap to your dream home
This loan comes in handy when you do not want to take a long-term home loan.

How capital gains bonds help SAVE tax
Your decision to invest in capital gains bonds or otherwise should be determined by your risk appetite and investment objective among others.




January 04, 2006



Here's how everyone can save tax!
Our advice: engage the services of a qualified investment advisor, make an investment plan for your tax-planning investments and stick to it; finally don't deviate from your risk appetite.




January 03, 2006



How to smartly invest Rs 100,000 to save tax
In case you are not aware, the guidelines governing such investments are a lot different this year. And lethargy on your part to rework your investment plan could cost you dear.

Insurance: Good times to continue
A term plan is life insurance in its purest form. Individuals should buy a term plan before considering other types of life insurance.

The end of assured returns?
The new mantra will be to take on a commensurate degree of risk if attractive returns are to be clocked.




January 02, 2006



The top 5 equity funds
2005 is likely to be remembered as a year when the two major mutual fund segments: equity funds rode the bull run, while investors in the debt funds segment had little reason to cheer.

Great investment tips for 2006
Though debt returns are nothing to write home, traditional small saving schemes still offer attractive options for the risk-averse investor.




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